About Us
Your Trusted Guide Through Medicare
At Insurance 101 Sales and Service Inc., we understand that navigating Medicare can be overwhelming. With a complex system and a multitude of plan options, making the right choices for your healthcare needs can feel daunting. That's where we come in.
Our team of dedicated and experienced professionals is passionate about helping individuals on Medicare, or those with Medicare and Medi-Cal, find the perfect plan fit.
Here's what sets us apart:
Personalized approach: We take the time to understand your unique healthcare needs and existing coverage.
Simplified explanations: We break down complex Medicare plans into clear and easy-to-understand options.
Empowerment through education: We believe knowledge is power. We'll educate you on every aspect of Medicare plans, equipping you to make informed decisions.
Comprehensive support: From initial plan selection to ongoing enrollment and customer service, we're here to guide you every step of the way.
Honesty and transparency: Your well-being is our priority. We'll always recommend the plan that best suits your needs, even if it means keeping your current one.
We Understand Medicare:
Original Medicare: We'll explain how Original Medicare works, including the 20% out-of-pocket responsibility and limited prescription drug coverage.
Medicare Advantage Plans (Part C): Considering a bundled plan offering comprehensive coverage and often with additional benefits? We'll break down Medicare Advantage options, including Parts A, B, and D coverage, along with potential extras like vision, dental, and gym memberships.
Carrier network: We represent a wide range of major carriers, allowing you to compare plans with ease.
Open Enrollment and Beyond:
We'll guide you through the standard Annual Election Period (October 15th – December 7th) and explain exceptions to enroll-in or change plans for those beneficiaries with Medicare and Medi-Cal or specific health conditions.
Your Medicare Journey Starts Here
Don't go through Medicare alone. Partner with Insurance 101. We're here to navigate the complexities, answer your questions, and ensure you have the right plan for a healthy and secure future. Let us be your trusted advocate on your Medicare journey.
Insurance 101 Sales and Service Inc.
License #0L39845
Ph. (559) 512-1013
Email: info@ins101.org
Shicola Hedrington
Insurance Broker, President - License #0G34219
I have been licensed since 2008 and a Medicare Specialist since 2010. I am very passionate about assisting my clients with all of their Medicare Needs. Medicare can be complicated. I make sure that I stay certified and update with Medicare trainings, certifications and changes. This allows me to assist my clients in making informed decisions about their Medicare needs. I love what I do and I am here to help. I provide customer service all year long so that my clients get the most from their Medicare Plan.